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If you are between jobs, waiting for employer group coverage, laid off, on strike, a recent college graduate or seasonal employee, you may be interested in Fortis Health's Short Term Medical insurance. Short Term Medical is a temporary health insurance plan that offers coverage for 30-185 days. Fortis Health is the nation's leading provider of Short Term Medical (STM) insurance. In fact, Fortis Health introduced the industry's first Short Term Medical plan in 1973.