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To avoid carrying large amounts of cash, change your travelers' checks only as you need currency. Countersign travelers' checks only in front of the person who will cash them. Do not flash large amounts of money when paying a bill. Make sure your credit card is returned to you after each transaction. Deal only with authorized agents when you exchange money, buy airline tickets or purchase souvenirs. Do not change money on the black market. If your possessions are lost or stolen, report the loss immediately to the local police. Keep a copy of the police report for insurance claims and as an explanation of your plight. After reporting missing items to the police, report the loss or theft of: -travelers' checks to the nearest agent of the issuing company, -credit cards to the issuing company, -airline tickets to the airline or travel agent, -passport to the nearest U.S. embassy or consulate.