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Today, most airlines are issuing only nonrefundable tickets. Travelers who must cancel or change travel plans are forced to forfeit the cost of the ticket or incur hefty change fees. With Travel Guard's Air Ticket Protection Plan, you are covered. The Air Ticket Protection Plan covers against unexpected trip related expenses such as: • Trip cancellation, interruption and delay; • Lost, stolen or damaged baggage or travel documents; • Pre-Existing Medical Condition Waiver; • Flight Accident; • Baggage Delay; • Ticket Change fees (up to $100 if purchased within 7 days of deposit and for a covered reason).