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Deciding what travel insurance to buy, and for how much, can be a daunting process. Here are some factors to consider: Primary elements of travel insurance include trip cancellation insurance, trip interruption insurance, accidental death or dismemberment, medical/dental coverage, transportation to adequate medical facilities, loss of luggage or personal possessions, and protection against the default or bankruptcy of suppliers. Other insurance options can include personal liability coverage for damages, legal defense, repatriation of remains, bad weather and many other contingencies.