Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about International Travel and other Travel Insurance topics.
Your cruise insurance package probably includes a waiver that allows you to get a partial refund or a travel credit if you decide not to take the cruise. Although waivers are a good idea, they don't provide the full benefits of travel insurance. If you want to be covered for the cost of an emergency return ticket or for any other reason, purchase travel insurance in conjunction with your cruise waiver. The two together should fully cover you.