Trip & Travel Insurance from the consumer's end works out really well if there is a need to cancel. In some cases you could be talking about a lot of money. Money, that the insurance companies don't want to pay out if they don't have to. Which is why a lot of policies have a lot of minor stipulations. One occurrence that could put an end to your trip that is not on policies is an act of terrorism or war. If either of these things occur, most likely your insurance company will not reimburse you. However, like anything else in this market driven world -- if you pay enough money you can make it happen. There are some insurance companies that will let you add war and terrorism to the policy. Though you would need to pay an additional fee.

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