Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Travel Health & Medical Insurance and other Travel Insurance topics.
It's likely that your current medical insurance policy offers some coverage for travel, but it's best to not rely on your primary medical insurance alone for international medical coverage. HMOs especially have a reputation for low caps on international medical insurance benefits.
Before your trip begins, find out what your primary insurance plan covers and buy travel health insurance to cover the rest.
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