Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Foreign Travel Advisories and other Travel Insurance topics.
Health problems sometimes affect visitors abroad. Information on health precautions can be obtained from local health departments or private doctors. Health Insurance Policy It is wise to review your health insurance policy before you travel. In some places, particularly at resorts, medical costs can be as high or higher than in the United States. If your insurance policy does not cover you abroad, it is strongly recommended that you purchase a policy that does. There are short-term health insurance policies designed specifically to cover travel. If your travel agent cannot direct you to a medical assistance company, look for information in travel magazines. The U.S. government cannot pay to have you medically evacuated to the United States. The Social Security Medicare program does not provide for payment of hospital or medical services obtained outside the United States. However, some Medicare supplement plans offer foreign medical care coverage at no extra cost for treatments considered eligible under Medicare. These are reimbursement plans. You must pay the bills first and obtain receipts for submission them later for compensation. Many of these plans have a dollar ceiling per trip.
|Sheri Ann Richerson|