Because trip-cancellation insurance doesn't cover you if you aren't able to take time off from work, make sure you receive the OK from your supervisor before you book your vacation.
To increase the chances that you'll be able to get the time off that you need, plan your vacation well in advance. Be aware of any major business deadlines and either plan your vacation around them or make arrangements to have your responsibilities completed ahead of time or taken over by a trusted colleague.
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