Travel insurance isn't just for overseas travellers. If you're planning a domestic vacation, consider purchasing a limited tourist insurance policy.

Flight insurance policies that cover the costs of meals or hotels in the case of a delayed domestic flight may be a good idea for you.

If you're planning a road trip within the country, check your auto insurance policy to make sure that what you're planning is covered. If you have an RV, you may need to purchase additional travel insurance to cover the items in the RV while you're on the road.

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